Frequently Asked Questions

Should I transfer my salary to obtain the financing?

No

Should I have a guarantor that works in the Public Sector?

No

Is there a grace period?

Yes

If I guaranteed a client can I also obtain a loan?

Yes

What are the models that I can finance through JTFC?

Starting from 1996 and above.

Can the company finance the comprehensive insurance?

Yes

How long does it take to obtain the loan?

It takes one day, if you provide us with all the needed documents.

What are the documents that the company needs to finance me?

Proof of income, proof of identity and the residence location.

In case the central bank increased the interest, will the company increase the interest ?

No

Are there certain types of cars the company finance?

Yes

Do you finance hybrid cars?

Yes

Can I obtain a loan to finance a new project?

Yes

Can I obtain a loan to conduct some maintenance and decorations in my house?

Yes

Can I obtain financing to finalize or build a house or building?

Yes

What’s the maximum duration for loans in JTFC?

6 Years

Can I transfer my loan to someone else?

Yes

What’s the amount of the down payment?

Not less than 30% and according to the loan application.

Does JTFC sell cars?

No

Does JTF finance the loans directly or it’s a facilitator for banks?

The financing is being conduct through the company itself.